Small Business Financial Planning and making money in america


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For Small Business Financial Planning tips, scroll down.


Here's where you can learn how to make money make money. See how to make the money you need to get started, and how to use that money to make more money. 

In other words, work smarter, not harder.

What follows is a list of work-from-home strategies, along with dozens of solid business start up plans, guaranteed to earn you money.

Also included is he approximate Small Business Financial Planning investment required to embark on various businesses.

All it takes is a smart idea, a dash of Small Business Financial Planning, and a small financial investment.


Just follow these few easy steps: 



How to Make Money Make Money


Step 1:  

Get a job. Any job. Save some money to start your business. The money you save is called your :investment capital."  


Step 2: 

Get an idea. Brainstorm a workable plan for your hard-earned investment capital.  


Step 3:  

Put your business plan into effect.  


For example... 



the oracle of omaha


Billionaire Warren Buffet earned his first investment capital by having a paper route when he was 12 years old. He delivered newspapers door to door until he had saved $25.  

Then he had an idea.

He found a broken pinball machine and offered the owner $15 for it. Then he paid a mechanically inclined friend from school $10 to fix the machine. He now had a well working pinball machine for his $25 investment. 

Then Warren hauled the pinball machine over to the local laundromat, and offered the laundromat owner 10 percent of his earnings from the machine. Right away, busy mothers doing their laundry gave their children coins for the pinball machine, to keep them busy awhile. 

After that, Warren's only job was to show up once a day with a bag, and scoop all the money from the pinball machine into the bag.  

That's how Warren Buffet used small business financial planning to turn a $25 investment into a $25-a-day business. And this was all the way back in the 1940s. 

By the time Warren Buffet graduated from college at age 22, he was able to pay his parents back IN FULL for his college education, and with the money he still had left, bought himself a modest 3-Bedroom home in Omaha, where he still resides today. 


All it takes is a bright idea.  




Need a work from home job?  

Visit the "Jobs" section and the "Gigs" section on craigslist at least once a day.  

Simply go to craigslist.org and click on JOBS (or GIGS) in and around your area.  Also search other areas, if your goal is telecommuting.  Explore all feasible employment options.


Always include a concise, well written, error-free cover letter and a Professional Resume.


One essential way to make money make money is to build your own website.

A well built, Search Engine Optimized (SEO) website encourages ever-increasing visitor traffic, and also earns money from ads.  

Building your own website should cost no more than $300 a year, and should yield hundreds - sometimes even thousands - of dollars every month in ad revenue. 



Small Business Financial Planning


If you start a lawn mowing business, you'll probably need a lawn mower. If you are a freelance mechanic, you may need tools. You will also need to factor in transportation costs, mobile phone bills, and all other expenses.

You will probably need at least a reliable mobile phone, an email address, a bank account, and a PayPal account (or similar online payment option). If you can't afford computer and internet access, no worries. These are available for free at local libraries.  

Here are 25 Small Business Financial Planning ideas. Pick your favorite idea and create a budget for starting that business. Write down anything you think you might need to get started. 


  1. Administrative Services
  2. Database Management
  3. Business Planning
  4. Event Planning
  5. Contracting 
  6. Website Design
  7. Graphic Design
  8. Game Design
  9. Inside Sales
  10. Internet Research
  11. At-home Childcare
  12. At-Home Elder care
  13. Errands and Transportation Services
  14. Dog Walking / Pet Sitting
  15. Housekeeping
  16. Yard Work / Gardening
  17. Maintenance & Repair Services
  18. After School Workshops
  19. Adult Craft Workshops
  20. Tutoring
  21. Consulting
  22. Tax Preparation
  23. Real Estate Investing
  24. Paid Research Studies
  25. Paid Online Surveys


Advertise your skills and services on craigslist, ebay, and your own website (You did build one, right?), as well as social networks, blogs, forums, and any other places online you can think of.  

Offline, you can post physical signs on community bulletin boards, and/or join local community groups to help with networking.

Also, set up your own "Home Office."  This is merely a workspace set aside for business purposes only. It doesn't have to be in your home.  Your personal work space could be a local library or a cafe.  


No matter which business idea you choose, remember that consistency, creativity, and a dash of investment capital are the main ingredients to your financial success.



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