Car, Truck, & Limo Insurance in america

For Car, Truck & Limo Insurance comparisons in every state, visit the link shown below. 

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Scroll this page for important stats, facts, rates, and discounts pertaining to auto insurance in the state of Vermont, although these handy tips can generally apply to drivers in any state. 

Here's how to find the lowest possible rates for insurance on motor vehicles registered in the state of Vermont. 


average auto insurance rates

The Average Annual Car Insurance Premium for a car, truck, or limo owned in the state of Vermont was $932 this year, making Vermont the cheapest state in the nation to buy car insurance.

The overall national average auto insurance premium at the time was around $1,365. 

Vermont's thrift-store-low annual premiums may be partly due to the state's low rate of uninsured vehicles. 

Vermont also has relatively low rate of DUI fatalities, in addition to low crime rates, low population density, and a steady commercial economy. 

penalties for uninsured drivers

Getting ticketed for driving an uninsured vehicle in the state of Vermont results in a $100 fine and a suspended driver's license until proof of insurance is provided.

This inconvenience is further followed by costly reinstatement fees and soon-to-be raised premiums. Repeat offenders may have their licenses revoked. 

minimum liability coverage

According to Vermont state law, Vermont drivers do not have to purchase car insurance.

Drivers in the state of Vermont may instead deposit $115,000 with the Commissioner of Motor Vehicles.

In other words, Vermont drivers have to purchase car insurance.

The minimum available insurance coverage, per vehicle, for car owners in the state of Vermont is 25/50/10.

This means that each owned vehicle must be covered with $25,000 personal injury protection (PIP), $50,000 in coverage against death or injury to others, and $10,000 insurance to cover property damage.

Low Cost Car, Truck, &  Limo Insurance

Auto insurance carriers in Vermont advertise all kinds of discount programs to entice local car owners.

Some of these discounts are good driver discounts, good student discounts, senior citizen discounts, vehicle safety discounts, car safety feature discounts, and multiple policy discounts, among others.

The best way to cut costs on car insurance premiums in Vermont is to apply for and qualify for every possible discount. 

free car, truck, and limo insurance quotes

Some drivers in Vermont prefer major insurance carriers such as

  • American Family Insurance
  • Geico
  • Esurance
  • Liberty Mutual
  • Nationwide
  • Progressive
  • State Farm
  • 21st Century Insurance

Other Vermont car owners prefer local carriers such as Winooski and Country Financial. 

Whichever way you choose to go, call at least five or six auto insurance companies for free quotes, and inquire about the discounts. You can also compare free quotes online. 

Then simply choose the carrier with the lowest rates. 

Following these simple steps can save you, the Vermont vehicle owner, hundreds of dollars a year in car, truck, or limo insurance.

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