To Compare Auto Insurance Rates in every state, visit the link shown below.
Or scroll down for current details about saving money on Idaho car insurance.
Following these few easy steps will help Idaho car owners reduce their premium costs to a minimum.
Read on to find your optimal Idaho auto insurance package.
above image: photographium.com
An Idaho driver who is ticketed for
operating an uninsured vehicle faces a fine of at least $75, and a
suspended license for six months.
Repeat violations result in fines of up to a thousand dollars, and a suspended license for a year or more.
On that note, people who are caught driving in Idaho with a suspended license face mandatory jail time.
The state of Idaho maintains a lower rate of uninsured drivers than most states, probably due to the affordable rates on Idaho auto insurance.
The minimum car insurance coverage required by law in Idaho is 25/50/15.
This means that car owners in Idaho must have $25,000 in coverage for personal injury, $50,000 in coverage against injury to others, and $15,000 worth of coverage for property damage for each owned vehicle.
Unfortunately, state minimums on car insurance often fail to cover the entire cost of an accident.
That's why insurance analysts recommend 100/300 liability coverage for each owned vehicle in America.
To Compare Auto Insurance Rates, note that The Average Annual Premium for Auto Insurance in the state of Idaho this year was about $989, making Idaho one of the cheapest states in America to buy car insurance.
Over the same time period, the overall national average premium for car insurance was around $1,365.
Reasons for Idaho's lower-than-average premiums include the state's low rate of DUI convictions, low crime rates, and a relatively small percentage of uninsured drivers.
Only about 8% of drivers on Idaho roads are uninsured.
In Idaho and most U.S. states, auto insurance companies offer various discounts to promote healthy driving habits. Among the many discounts available are:
Whenever you speak to an Idaho car insurance agent, remember to ask about the discounts.
According to current consumer satisfaction ratings, the top five auto insurance providers in America are
However, Idaho drivers also like Allstate, Liberty Mutual, and Travelers Insurance, among others.
Call several local agents, ask about discounts, and compare online quotes to find the best deal on auto insurance in Idaho, or anywhere else in America.
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