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FEEL FREE to print out this message, or just show it to ANY adults who bother you.

Remember!

You Have a Basic Human Right to Defend Yourselves

The braver ones among u can also defend other children who may be too young or too shy to stand up for themselves.

You can even form groups and make a pact to defend each other.

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Car Insurance Quotes Utah and Other States

For Car Insurance Quotes Utah and All 50 States, visit the link shown below.

Hit the other links below for American culture studies, top U.S. colleges, home schooling info, and more.

Or scroll down for a brief but useful summary pertaining to car insurance in the state of Utah. Reading this page will help you score the best deals on Utah auto insurance.

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Average Car Insurance Quotes Utah

The average annual premium for auto insurance in the state of Utah was $1,131 this year, a cozy margin below the overall national average of $1,365 for the same time frame.

Many factors affect premiums on auto insurance.

The state of Utah has a median age of 28, the youngest median age of any state in the nation. Also, Utah is a “No-Fault” state. So car insurance carriers in Utah will pay benefits regardless of who (if anyone) caused the accident. No-fault laws are often accompanied by higher annual premiums.

So why are Utah's car insurance premiums so low?

Counterbalancing factors affecting Utah auto insurance premiums may include Utah's relatively low rate of uninsured vehicles (only about 8 percent), as well as a low population density, low neighborhood crime rates, and a low percentage of DUI traffic fatalities.

minimum liability coverage in utah

The minimum required coverage on auto insurance in the state of Utah is $25,000 of coverage against injury to the driver, $65,000 to insure others who are killed or injured, and $15,000 to cover the cost of property damage.

So, if you purchase the minimum car insurance in the state of Utah, the insurance company will pay out a maximum of $105,000 per accident on your "25/65/15" policy.

penalties for uninsured drivers in utah

A conviction for driving an uninsured car in Utah results in a fine of $400 for a first offense.

Repeat offenses within a three year period result in a fine of $1,000 and a suspended driver's license.

Drivers convicted of operating uninsured vehicles also suffer raised premiums and costly reinstatement fees.

discounts on utah car insurance

Utah drivers can cut car insurance costs in any of many different ways. Popular options include:

Paying annual premiums all at once (rather than month by month)
Increasing one's deductible
Improving one's credit score
Driving the types of cars that are relatively inexpensive to insure.
Qualifying for every possible DISCOUNT.

Among the many available Utah car insurance discounts are Good Driver discounts, Good Student discounts, Vehicle Safety discounts, Defensive Driving Course discounts, and Multiple Policy discounts, to name just a few.

Whether searching online or speaking with an agent by phone, remember to ask about the DISCOUNTS!

auto insurance quotes in utah

Based on recent reports, Utah's favorite auto insurance carriers are Farmers Insurance, Farm Bureau, and American Family Insurance.

Still, some locals prefer regionally owned carriers such as Western National.

Whatever is your preference, all you need to do is call around and compare quotes. Also get free quotes online.

Be sure to find out about all the available discounts whenever you speak with an agent or obtain a free online quote.

Then simply select the cheapest policy that suits your individual needs.

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