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JOIN MY CHILDREN’S ARMY
You Have a Basic Human Right to Defend Yourselves
REFUSE TO WEAR MASKS
at school, or anywhere else
Also REFUSE TO BE VACCINATED!
If your parents or teachers disagree, HAVE THEM REACH ME through the contact page on this website — uslearning.net
I’m JUDEE.
THIS IS YOUR PERMISSION SLIP.
FEEL FREE to print out this message, or just show it to ANY adults who bother you.
Remember!
You Have a Basic Human Right to Defend Yourselves
The braver ones among u can also defend other children who may be too young or too shy to stand up for themselves.
You can even form groups and make a pact to defend each other.
God Bless Children
Amen
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Car Insurance Quotes NJ, NY, CT, and Other States
Scroll down for car Insurance Quotes NJ, NY, CT, and Beyond:
This page reveals the latest available information on car insurance premiums in the state of New Jersey. Learn about average annual premiums, state laws, car insurance discount programs, and more.
Read on for handy tips on choosing the right New Jersey auto insurance package at the lowest possible rates.
The following cost reduction tips will generally apply to drivers in any state.
photo: classiccarstodayonline.com
AVERAGE CAR INSURANCE QUOTES NJ
The Average Annual Auto Insurance Premium last year in New Jersey was $1,383 this year, right around the overall national average, which was about $1,365 over the same time period.
New Jersey has the highest population density of any U.S. state. A situation where many drivers are packed close together is the standard recipe for an accident.
Annual rates in New Jersey are further affected by the effect of state laws like the “No-Fault” law. Numerous available carriers bring down the premiums, while No-Fault laws are known to drive up the cost of car insurance.
Offsetting this is the fact that New Jersey has a relatively low rate of uninsured drivers.
It takes a professional actuary to iron out all the details.
minimum liability coverage required in NJ
The minimum amount of auto insurance required in New Jersey is
- $15,000 in Personal Injury Protection
- $30,000 against death or injury to others
- $5,000 to cover the cost of physical property damage
Insurance agents call this coverage 15/30/5.
penalties for uninsured drivers in NJ
The first time a New Jersey driver is caught operating an uninsured vehicle, the penalty is a fine of up to $1,000, in addition to about 40 hours of community service, and a suspended license for up to one year.
Repeat offenders face two weeks in jail, two years of license suspension, fines as high as $5,000, and thirty days of community service.
When will people learn? To this day, nearly 15% of drivers on New Jersey roads are uninsured.
discounts on NJ car insurance
Here's one easy way YOU can get low
cost auto insurance in New
Jersey.
Get a driver's license and don't use it for three years. Use public transportation instead. Your perfect driving record will earn you many discounts, like the Accident-Free Discount for avoiding accidents, and the Good Driver Discount for avoiding moving violations. These discounts can reduce your premiums by as much as 30 percent.
Other auto insurance discounts available in New Jersey include
- Good Student discounts
- Defensive Driving Course discounts
- Vehicle Safety discounts
- Passive Restraint discounts
- Multiple Policy discounts
- Multiple Auto discounts
...to name only a few.
OBTAINING Car Insurance Quotes NJ
According to recent consumer reports, drivers in the state of New Jersey looking for car insurance favor
- Allstate
- Geico
- Liberty Mutual
- The Hartford
- State Farm
- 21st Century Insurance
At the same time, some New Jersey car owners prefer local carriers like AIS, Mercer or Franklin.
Whichever type of car insurance company you prefer, get five free quotes online. Then call a few local agents for more quotes, and also ask about their discount programs.
Then compare quotes.
Then pick the cheapest plan that meets your needs, if
saving money is your goal.
New Jersey has nearly forty carriers offering auto insurance at competitive rates.
No matter which carrier you choose, go for every DISCOUNT you can get!
car insurance quotes NJ
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