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CALLING ALL CHILDREN!

JOIN MY CHILDREN’S ARMY

You Have a Basic Human Right to Defend Yourselves

REFUSE TO WEAR MASKS

at school, or anywhere else

Also REFUSE TO BE VACCINATED!

If your parents or teachers disagree, HAVE THEM REACH ME through the contact page on this website — uslearning.net

I’m JUDEE.

THIS IS YOUR PERMISSION SLIP.

FEEL FREE to print out this message, or just show it to ANY adults who bother you.

Remember!

You Have a Basic Human Right to Defend Yourselves

The braver ones among u can also defend other children who may be too young or too shy to stand up for themselves.

You can even form groups and make a pact to defend each other.

God Bless Children

Amen

__________________________________________________________________________________________________________________________________________________

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THE Best Rated Auto Insurance Company in every State

For Best Rated Auto Insurance Company data in each U.S. state, see the links below.

Other links shown below lead to detailed reviews of top U.S. colleges, work from home ideas in every state, American cultural studies, online schools, and more.

This page provides fast facts, statistics, laws, rates, and comparisons pertaining to car insurance in the state of Tennessee.

Here's how Tennessee car owners can cut costs on car insurance by scoring the optimal annual premium package.

photo: commons.wikimedia.org

average auto insurance premiums

The Average Yearly Auto Insurance Premium for passenger vehicles owned in the state of Tennessee was $1,211 this year, while the overall national average annual premium for the same time period was around $1,365.

Tennessee's lower than average annual premiums may be the result of a strong economy, a low cost of living, a mild climate, and a low average mileage per vehicle, among other factors.

penalties for driving uninsured in tennessee

Tennessee has a relatively high rate of uninsured drivers, compared to other states. Nearly 25 percent of vehicles driven on Tennessee roads are uninsured.

The penalty for driving an uninsured vehicle in Tennessee is a fine of up to $100, a pittance compared to the fines imposed by other U.S. state laws.

This may be at least part of the reason why Tennessee has so many uninsured drivers.

minimum liability coverage for tennessee drivers

Tennessee car owners must, by law, purchase a minimum liability insurance coverage of 20/50/15.

That means $20,000 to cover injuries to the driver, $50,000 to cover injuries to others, and $15,000 in coverage against property damage.

In most U.S. states, minimum liability coverage on car insurance is not necessarily enough to cover the cost of an accident. American insurance experts recommend 100/300 injury liability coverage for each vehicle owned in America.

lowering the cost of tennessee car insurance

Here are some ways for Tennessee car owners to minimize their car insurance premiums.

1. Buy only the minimum allowable coverage.

2. Pay your annual premium in one lump sum each year.

3. Increase your deductible.

4. Drive certain types of vehicles (i.e. inexpensive used cars that are easy to repair and find replacement parts).

5. Install vehicle safety features (e.g. dual airbags, automatic seat belts, and anti lock brakes).

6. Apply for discounts. There are MANY to choose from, and no limit to the number of discounts you can add to your policy, as long as you qualify for each discount.

Discounts offered by car insurance carriers may include Good Driver discounts, Good Student discounts, Accident Free discounts, Defensive Driving Course discounts, and Vehicle Safety discounts, to name just a few.

Best Rated Auto Insurance Company Quotes

Based on recent customer satisfaction ratings and consumer reports, the major auto insurance carriers favored among Tennessee drivers are

Pride National Insurance
American Security
Encompass Insurance
Great American Insurance
Phoenix Insurance

Also popular are smaller carriers such as Direct General, Farm Bureau, and Erie.

Go ahead and grab a few free quotes online. Then call a few agents for more free quotes, and ask about those discounts.

Then simply compare rates and choose the cheapest policy that meets your individual needs. This cheapest policy for you may not necessarily come from the best rated auto insurance company.

Following these simple steps can save you hundreds of dollars a year in car insurance.