Look here for Auto Insurance Quotes NY. Compare them with other states.
For Average premiums and cost comparisons by state, or American cultural studies, or top U.S. colleges and more, visit any of the links shown below.
Or scroll down for a brief summary of recent stats and averages on car insurance in the state of New York.
This page will help New York car owners find the lowest possible premiums on auto insurance.
AVERAGE AUTO INSURANCE QUOTES NY
This year, the average annual auto insurance premium for drivers in the state of New York was approximately $1,361, very close to the national average for the same time frame, which was around $1,365.
However, this statewide average does little to reflect the gigantic average annual premium for car insurance in New York City.
penalty for operating an uninsured vehicle in New York State is
a $1,500 fine and/or two weeks in jail, along with a
"civil penalty" fee of $750.
Penalties for driving uninsured in New York are relatively harsh compared to other states, which helps explain the relatively low rate of uninsured autos on New York roads.
In fact, New York state has the 2nd lowest rate of uninsured drivers in the nation, with only about 6% of vehicles uninsured.
By law, car owners in the state of New York must pay for auto insurance coverage for each vehicle.
The minimum coverage is
New York's minimum coverage requirement is known among insurers as 25/50/10.
In other words, New York insurance carriers pay a minimum total of $85,000 in liability coverage, per accident for each vehicle owned.
Car owners in New York reduce insurance costs in many ways.
Some pay annual premiums all at once, rather than month by month. This saves money in administrative fees.
Others maintain physical addresses in cities or states with lower premiums.
Some drivers save on premiums by increasing their deductibles.
In places where public transportation is easy, some people don't drive for three years. In this way they create a perfect “driving” record, which entitles them to even deeper discounts.
These are just a few of many viable options for minimizing premiums on New York auto insurance.
Probably the best way to save on car insurance is to qualify for EVERY possible discount.
Recent consumer reviews reveal that New York's favorite car insurance companies are
Also locally popular are smaller carriers such as Erie Car Insurance and Mercer Insurance Group.
All you need to do is get a few free online auto insurance quotes NY.
Then call a few NY agents for more free quotes, and be sure to ask about discounts!
Then simply compare quotes, and grab the lowest priced package that meets your individual needs.
It really is that easy.
Compare Car Insurance in all 50 states and Washington DC.
Affordable Travel Deals in all 50 States and Washington DC.