Auto Insurance Quote Comparisons

For Auto Insurance Quote Comparisons by state, visit the link shown below.

This page provides concise information that will help Arkansas car owners minimize their premiums on auto insurance.

Scroll down for quotes, rates, providers, state laws, statistics, fast facts, and tips on securing the cheapest Arkansas auto insurance premium package you can get.

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AUTO INSURANCE QUOTE COMPARISONS FOR ARKANSAS

Premiums on Arkansas car insurance depend on certain primarily invariable factors like climate, topography, economy, crime rates, and percentage of uninsured vehicles on the road, among other things.

Individual demographics like the driver's age, gender, marital status, and driving record can also effect premium rates.

The Average Annual Premium for Auto Insurance in Arkansas was down to around $1,503 this year. The overall national average for the same time period was roughly $1,365.

penalties for uninsured drivers

If you get ticketed for driving an uninsured vehicle in the state of Arkansas, you can expect at least a fine and a suspended registration. Subsequent offenses face stiffer penalties.

At this time, more than 16% of cars driven on Arkansas roads are uninsured. Arkansas has the 9th highest rate of uninsured drivers out of all 50 American states.

minimum liability coverage

As dictated by Arkansas state law, the minimum required insurance coverage for each owned vehicle is 25/50/25.

That means car owners must purchase at least

$25,000 in Personal Injury Protection
$50,000 against death or injury to others
$25,000 coverage against property damage

lowering the cost of arkansas car insurance

Arkansas auto insurance providers offer a variety of special discounts to reward exemplary driving practices.

Among the many available discounts are, to name a few, safe driver discounts, senior citizen discounts, good student discounts, vehicle safety discounts, multiple vehicle discounts, and multiple policy discounts.

In fact, Arkansas law requires a car insurance discount to drivers over the age of 55, if they successfully complete a state-approved accident prevention course.