For Auto Insurance Quote Comparisons by state, visit the link shown below.
This page provides concise information that will help Arkansas car owners minimize their premiums on auto insurance.
Scroll down for quotes, rates, providers, state laws, statistics, fast facts, and tips on securing the cheapest Arkansas auto insurance premium package you can get.
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AUTO INSURANCE QUOTE COMPARISONS FOR ARKANSAS
Premiums on Arkansas car insurance depend on certain primarily invariable factors like climate, topography, economy, crime rates, and percentage of uninsured vehicles on the road, among other things.
Individual demographics like the driver's age, gender, marital status, and driving record can also effect premium rates.
The Average Annual Premium for Auto Insurance in Arkansas was down to around $1,503 this year. The overall national average for the same time period was roughly $1,365.
If you get ticketed for driving an uninsured vehicle in the state of Arkansas, you can expect at least a fine and a suspended registration. Subsequent offenses face stiffer penalties.
At this time, more than 16% of cars driven on Arkansas roads are uninsured. Arkansas has the 9th highest rate of uninsured drivers out of all 50 American states.
As dictated by Arkansas state law, the minimum required insurance coverage for each owned vehicle is 25/50/25.
That means car owners must purchase at least
insurance providers offer a variety of special discounts to reward exemplary driving practices.
Among the many available discounts are, to name a few, safe driver discounts, senior citizen discounts, good student discounts, vehicle safety discounts, multiple vehicle discounts, and multiple policy discounts.
In fact, Arkansas law requires a car insurance discount to drivers over the age of 55, if they successfully complete a state-approved accident prevention course.
According to recent consumer reports, Arkansas drivers tend to prefer
Other Arkansas drivers prefer smaller, local carriers. Arkansas has many dozen major and regional car insurance companies with offices throughout the state.
Just obtain a few free quotes online. Then call five local agents and compare quotes. Remember to ask about their discounts!
Just a few auto insurance quote comparisons will help you decide which car insurance policy is right for you.
Following these simple steps can save you hundreds of dollars every year on the costs of car insurance.
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