Auto Insurance Price Quote Comparisons

For Auto Insurance Price Quote Comparisons by state, along with American culture, top U.S. colleges, cool destinations and more, visit any of the links shown below.


Or scroll down for recent rates, stats and discounts on Kansas car insurance.

This page will help Kansas car owners select the optimally cost-effective auto insurance package.


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AVERAGE AUTO INSURANCE RATES IN KANSAS


Car insurance premiums all over America are influenced by local weather, local economy, percentage of local uninsured drivers, percentage of local DUI convictions, and population density, to name just a few.  

Other factors that affect annual premiums are the policy holder's age, gender, lifestyle, driving record, and type of vehicle owned, among other things. 


The Average Annual Premium for Auto Insurance in the state of Kansas was about $1,332 this year.

Compare this to the overall national average, which was around $1,365 at the time. 

Once again, the state of Kansas hovers very near the national average. 


penalties for uninsured drivers

The penalties for uninsured drivers in the state of Kansas are fines of up to a thousand dollars and six months of jail time, and that's just for first time offenders.

Repeat offenders face fines as high as $2,500, along with suspended or revoked licenses. 

This may be why the state of Kansas has a relatively low rate of uninsured drivers (about 7%).  


minimum liability coverage

Kansas state law requires minimum coverage for each vehicle owned. Drivers must buy at least

  • $25,000 for Personal Injury Protection (PIP)
  • $50,000 in coverage against injury to others
  • $10,000 coverage for property damage


Insurance agents refer to this minimum liability coverage as 25/50/10.


lowering the cost of kansas car insurance

Most insurance carriers based in Kansas offer various discounts on auto insurance premiums. Available auto insurance discounts for Kansas car owners include

  • Defensive Driving Course discounts for people 55 and above,
  • Safe Vehicle discounts for owning the kinds of cars less likely to get stolen.
  • Good Student discounts for adults enrolled in school full time and excelling academically.
  • A discount is offered for installing an anti theft device. 
  • Another discount is available for holders of more than one insurance policy.


Ask your local agents about any and ALL available discounts. Any number of discounts can be applied to a single policy. This strategy alone can save Kansas drivers hundreds of dollars a year in car insurance premiums. 


Obtaining an Auto Insurance Price Quote in kansas

Recent consumer reviews seem to indicate that the six most popular auto insurance companies in America are

  • Allstate
  • Auto Owners Insurance
  • Geico
  • The Hartford
  • State Farm
  • 21st Century Insurance

Still, some Kansas car owners prefer smaller, regional carriers such as Shelter Insurance. 

Whatever is your preference, call a few of these carriers for an auto insurance price quote. Comparison shop to find the best deal on car insurance. You can also get a free auto insurance price quote online. 

Grab every possible discount, compare quotes, and go for the least expensive premium package you can get.


related links

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