For Auto Insurance Comparisons all over America, along with top schools, online colleges, American culture, and more, visit any of the links shown below.
Or scan this page for the latest stats, premiums, and fast facts about auto insurance in the state of Illinois.
This page will help you score the lowest possible premium rates on Illinois car insurance.
The Average Annual Premium for Car Insurance in the state of Illinois
was about $1,223 this year, a bit below the overall national average annual
premium of about $1,365.
Keep in mind that averages can be misleading: It is probably much more expensive to buy car insurance in Chicago than it is to purchase a policy in more rural areas.
Recent Auto Insurance Comparisons found that more than 13% of autos driven on Illinois roads are uninsured.
State insurance experts note a clear correlation between a state's percentage of uninsured drivers and its rate of traffic-related deaths caused by speeding.
Illinois now imposes harsh penalties for uninsured drivers, especially on subsequent convictions. Convicted offenders face fines of up to $2,500, in addition to jail time.
By state law, all car owners in Illinois must purchase a minimum auto insurance liability coverage of 20/40/15.
That means no less than
Deductibles may also apply.
Auto insurance companies in Illinois and most of America offer many various
driver discounts. For example,
Whenever you call for a quote on car insurance, ask your agent about your discount eligibility. Scoring multiple discounts are the best way to reduce your annual premiums on car insurance.
According to consumer reviews, America's favorite car insurance carriers are
Many Illinois drivers choose among these larger companies, while some prefer local carriers such as Erie or Western National.
All you need to do is obtain a few free online quotes from a few different carriers. Then call a few local agents for more free quotes, and ask about the DISCOUNTS!
Finally, do some auto insurance comparisons, and select the cheapest premium package that suits your personal needs.
Above all, drive smart.
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