To compare Auto Insurance Companies in Wyoming to all other U.S. states, visit the link shown below.
Other links below include detailed reviews of top U.S. colleges, work from home ideas in every state, budget travel tips all over America, and more.
Or read this page to discover the lowest cost premium package on Wyoming auto insurance.
This page will help Wyoming drivers achieve the most affordable premium rates on Wyoming car insurance policies.
Yet, these tips can generally apply to drivers in any state.
The average annual car insurance premium for a vehicle owned in the state of Wyoming was about $1,544 this year, quite a bit above the overall national average annual premium of about $1,365.
Wyoming's higher than average premiums are a bit of a mystery, since Wyoming has a very low population density, and Wyoming has a relatively low percentage of uninsured drivers.
Possibly there is a higher rate of DUI-related mishaps in Wyoming than there is in other U.S. states.
The minimum liability insurance coverage required for each owned vehicle in Wyoming is 25/50/20.
This means that the car owner must buy at least $25,000 in Personal Injury Protection (also known as PIP), $50,000 in coverage against death or injury to others, and $20,000 to cover the cost of property damage.
So the maximum insurance payout on a passenger vehicle in Wyoming is $95,000 per accident, if you buy the minimum coverage.
However, analysts at the Insurance Information Institute claim that state-mandated minimums are not enough to pay for real accidents. Drivers may have to pay a fortune in out-of-pocket expenses.
That's why the Institute recommends 100/300 coverage for each owned vehicle in America. They also recommend Uninsured Motorist protection (UMI), although 90 percent of vehicles on Wyoming roads are insured.
Uninsured driving in Wyoming is a
considered a misdemeanor. The penalty is a fine between $250 and $750,
and the possibility of jail time.
Repeat offenders face fines of anywhere from $500 to $1,500, and mandatory jail time.
Estimates indicate that fewer than 8% of vehicles on Wyoming roads are uninsured.
Here are 5 easy ways in which Wyoming car owners can keep their car
insurance costs to a minimum.
Ask every car insurance agent you speak with about their discounts!
According to a survey by J.D. Power and Associates, the favored auto insurance companies in Wyoming are
To get an idea of the practices of various auto insurance companies in Wyoming, go online and compare consumer reviews for each of the above companies.
Then, get a number of free online quotes.
Then, call at least five local carriers for more free quotes.
Above all, grab every discount you can get!
Finally, compare quotes and pick the cheapest policy you can live with.
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