Find out how to get an Arizona Auto insurance Quote, scan annual premiums, score deep discounts, and review state laws.
You'll also find some useful
tips on how to select the auto insurance premium package
that works best for the Arizona driver.
For other useful information, see the links below.
The Average Annual Arizona Auto Insurance Quote this year was $828.
Compare this to the overall National average annual premium during the same time period, which was $942.
Arizona's rates are relatively low, although rates vary throughout the state. Premiums are much higher in Phoenix and Tucson than they are in rural areas with much less auto traffic.
Insurance actuaries also consider environmental factors like local weather conditions, population density, and neighborhood crime rates.
On a personal level, they evaluate the driver's age, gender, marital status, driving record, vehicle type, and physical or mental health, among other things.
State laws also play a role in determining auto insurance rates.
Arizona drivers who get caught driving uninsured vehicles are subject to fines and suspended licenses.
The guilty party must also pay reinstatement fees, and file an SR-22 form as proof of financial responsibility.
Despite the lowered premium rates, estimates suggest that 12% of vehicles on Arizona roads are uninsured.
The minimum requirement for insuring licensed vehicles in the state of Arizona is relatively low among U.S. states. Arizona car owners are required to insure each owned vehicle with no less than
In insurance lingo, the state of Arizona requires at least 15/30/10 in car insurance coverage.
Some Arizona drivers benefit from Comprehensive car insurance, which covers the cost of a stolen vehicle, among other things. Comprehensive car insurance is especially recommended for Arizona residents in border towns. For more info about comprehensive car insurance, visit the related link shown below.
The Arizona Insurance Council claims that car theft is more frequent in Arizona than in most other states, probably due to Arizona's close proximity to Mexico.
Based on 2018 customer satisfaction ratings, Arizona favorite auto insurance carriers are:
...in that order.
Call several auto insurance agents, and DON'T FORGET to ask about available discounts!
Then perform a simple Arizona Auto Insurance Quote cost comparison, and choose the lowest priced premium package you can get, as long as it suits all your personal needs.
companies in Arizona offer many deals to entice drivers to practice responsible driving
Available discount programs include
Discounts can be combined within the same policy, so apply for every discount that applies to you.
Finally, enjoy spending all that money you saved on car insurance.
Compare Average Car Insurance Premiums in all 50 states and Washington DC.
Affordable Travel Deals in all 50 States and Washington DC.